Carol Plaisier

Life Insurance.

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I’m an Oceanside investment and insurance advisor with over 30 years of financial service experience. I specialize in helping women through periods of transition: divorce, losing a spouse, preparing for retirement and women who steward the family finances. I believe the more you understand about the investments or insurance that you own, the better you will be able to sleep at night without worrying you will end up a ‘bag lady’ on the streets. Many of my female clients have questions regarding various aspects of their financial security and you may have some of the same questions and interest.

Women who don’t work outside the home do not need life insurance. Women should let men decide if and how much life insurance they need for themselves. Women should let their significant other handle all of the finances. Okay, I am certain some of you immediately realized I am saying the opposite of what is true, but, unfortunately the mindset that ‘women don’t need to worry their pretty little heads about that’ is still around, although not as prevalent as years ago.
Too many families rely mainly on the male’s life insurance policy; this does not factor a woman’s contribution to the family’s finances and could be shattering with a sudden death. Women who work outside the home may be the primary wage earner or the higher wage earner in a family; their financial contribution has to be protected to ensure the financial health of the family. In addition to life insurance, disability insurance to protect one’s income in the event of an accident should also be considered.
Single as well as married parents need to ensure they have enough life insurance coverage to provide enough present and future care and education for children.
Women as well as men need to review their insurance needs and then implement immediately. 
Please contact me if you have any questions or with a topic you would like addressed in a future article.

Carol Plaisier ThumbnailCarol Plaisier, CFP®, FMA, AMP | Investment and Insurance Advisor
HollisWealth | a division of Scotia Capital Inc. |  HollisWealth Insurance Agency Ltd.
174 Morison Ave., P.O. Box 1391, Parksville, BC  
T 250.248.2399   F 250.248.2998
carol.plaisier@holliswealth.com          www.carolplaisier.com

This article was prepared solely by Carol Plaisier who is a registered representative of HollisWealth® (a division of Scotia Capital Inc., a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada). Brokerage services provided by HollisWealth are provided through Scotia Capital Inc. Insurance products provided by HollisWealth Insurance Agency Ltd. The views and opinions, including any recommendations, expressed in this article are those of Carol Plaisier alone and not those of HollisWealth.® Registered Trademark of The Bank of Nova Scotia, used under license.

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